THE CLOCKTOWER
75 South Church St.
Suite 550
Pittsfield, MA 01201
P (413) 443-6455
F (413) 445-5883
Collections
Whether you are trying to collect from someone or someone is trying to collect from you, there are rules that
must be followed. Collection agencies are not allowed to harass, abuse or oppress anybody in connection with
collection of debt. In fact the federal Fair Debt Collection Practices Act and state laws impose stringent
rules under which collections of debt can be attempted. Obscene or threatening language can not be used and the
collector can not pretend to be the government and falsely imply that a crime has been committed. Any debt
collector who does not comply with the law is subject to civil liability.
The Fair Debt Collection Practices Act protects debtors who are being pursued by a third party collection
agency or law firm. The federal restrictions do not apply if the creditor is pursuing you directly.
However, you may be protected by state laws. William Martin can help you either collect or ensure you are
being treated fairly.
Advertising. In accordance with rules established by the Supreme Judicial Court of Massachusetts. This web site must be labeled "advertising." It is designed to provide general information for clients and friends of the firm and should not be construed as legal advice, or legal opinion on any specific facts or circumstances. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
